Pacifica Lending can connect you with lenders to help access the financing you need quickly. Loan amounts are available from $500-$100,000 and can be used for anything you want. Our lenders cover a wide range of credit; all credit types are welcome to submit a loan request!
PACIFICA LENDING PERSONAL LOANS
Fill out our secure contact form online and you'll know within minutes if you are pre-qualified!
A SWIFT SOLUTION FOR PERSONAL FINANCING!
At Pacifica Lending we can help get you financing up to $100,000. See how much you qualify for!
SUBMIT YOUR LOAN REQUEST
Get started by filling out application through Pacifica Lending.
CONNECT WITH ONE OR MORE LENDERS
After you submit your form, we'll connect you with lenders that will provide you with no obligation rate quotes with hassle-free repayment options.
REVIEW YOUR LOAN OFFER
If approved and you decide to accept the terms of the loan, the lender will walk you through the next steps to get funded.
A personal loan is a “non-secured” loan, meaning you do not put your personal assets, such as your vehicle or home, as collateral in order to obtain it. The money can be utilized for any purpose.
The amount and rate your qualify for will be based off of factors such as your credit scores and ability to repay. We encourage all credit types to submit a loan request as our network of lenders include ones that have low credit score requirements.
Complete our simple form above and you will be connected with lender(s) that will provide you with a no obligation quote based on your submitted information. If you receive a loan offer and decide to accept it’s terms, the lender will verify your information and walk you through the next steps to get funded.
All of our lenders require:
Must be a U.S Citizen and at least 18 years of age.
Must have verifiable income.
Must have a valid U.S bank account for receiving of funds via direct deposit.
Must have a valid form of U.S identification such as drivers license or I.D card.
Pacifica Lending can connect you with lenders that can work for you whether you need:
An unsecured personal loan
A business loan or line of credit
An auto title loan
An installment loan
At Pacifica Lending We are a huge step up from the average lender you just heard over the radio. We work with thoroughly vetted and reputable lenders that meet the following criteria:
Clean history with all regulatory agnecies
A wide range of market rates for the best match
Top reputation scores from tier-1 review sites
While we do help people of most credit types, we cannot help everyone and do not guarantee results. One of the advantages of using our service is that checking to see if you qualify for rates is free without obligation.
PERSONAL LOANS FOR BAD CREDIT
We have lenders that accommodate a wide range of credit scores, and several of them lend exclusively towards consumers with poor credit. These providers will analyze more than just your credit score and have more flexible requirements than traditional lenders. However it is important to understand that your credit score, credit score history, and your ability to repay will still be taken along with other factors such as verifiable income when determining whether or not to extend financing to you. While we can help most credit types, we cannot guarantee results for everyone.
WHY CHOOSE PERSONAL LOANS OVER OTHER LOAN TYPES
Personal loans for bad credit are far superior to payday loans or cash advances. Our loans are structured for longer repayment terms and to provide higher loan amounts for qualified applicants. Typically at a payday loan center you can expect only one or two weeks of advancement on your money. With a personal loan you have the potential to qualify for a substantially larger amount so you can actually take care of whatever you need to without just pushing it off with one minuscule payday advance after another.
Banks offer personal loans too, but almost never to people with less than perfect credit. If you do try to obtain a personal loan from a bank, even with stellar credit, you will be greeted with hours of paperwork and verification terms you are obligated to meet first and you will most likely not receive the money for at least a few days. Banks are not structured to meet the needs of the average borrower like we are here at Pacifica Lending and that’s where we excel. Because we work with so many lenders the chances of your receiving a loan approval may be greater than at a traditional bank.
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Number of Payments
Representative Example: For a $5,000 36-month loan at an interest rate of 5.99% with a 1% origination fee of $50.00, you will receive a loan amount of $4,950.00 and will make 36 monthly payments of about $153.61 at 5.99% APR. Total loan cost would be $5,595.00.
Pacificalending is not a lender and does not make credit decisions. This website offers a service that attempts to connect consumers with available offers based on the consumer’s self-reported information. We do not make any loan guarantees or guarantee that you will be connected with a potential lender.
If connected, your lender will give you all details on the annual percentage rate, loan financing charges and all terms of the loan that you qualified for. You will then be able to decide whether or not you would like to proceed with getting the loan.
Below are some representative examples for APR Range. You results may vary.
Pacificalending is a free loan connection service, and will never ask for payment for you. Legitimate lenders will also never ask for advance payment. Never pay a lender in advance for a loan.