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Purchase
Refinance

Whether you're buying your first home, refinancing, investing, or looking for flexible financing—we offer loan options designed to fit your goals.

Purchase Programs

First-Time Homebuyer

Conventional Loan

FHA Loan

VA Loan

Non-QM

Learn more about Purchase

Loan Programs

Refinance Programs

Rate and Term

Limited Cash-Out

Cash out

HELOAN

HELOC

Learn more about refinance

Investor Loan Programs

DSCR Loans

Fix and Flip

Rehab Loans

Ground Up Loans

Bridge Loan

Learn more about Investor loan

Schedule a meeting with us today!
Our mortgage advisors can also help you explore loan options to your needs.

Have a Question? Schedule A Meeting

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Recent Projects

  • Modern house with paved driveway and iron gate surrounded by trees at dusk.

    Purchase Price: $905K

    Location: Renton, WA

    Loan Type: Refinance 1st Mortgage

    Closing Time: 45 days

  • Front view of a suburban house with two stories, trees, and shrubs, featuring a walkway, two red chairs, and a wreath on the door.

    Purchase Price: $615K
    Location: Lake Stevens, WA
    Loan Type: Conventional Mortgage
    Closing Time: 25 days

  • Modern white two-story house with three-car garage and landscaped front yard

    Purchase Price: $880K
    Location: Battle Ground, WA
    Loan Type: Conventional Mortgage
    Closing Time: 16 days

  • Two-story light green house with a white garage door, front lawn, and plants near the entrance.

    Purchase Price: $463K
    Location: Tacoma, WA
    Loan Type: Conventional 15 years
    Closing Time: 14 days

  • A two-story suburban house with a gray front door, brick lower level, white upper level, and black window shutters. There is a concrete driveway leading to a black garage door, and a well-maintained lawn with small trees and shrubs in front. Tall trees and colorful autumn foliage are in the background.

    Purchase Price: $1.5M
    Location: Bellevue, WA
    Loan Type: Refinance 1st Mortgage
    Closing Time: 12 days

  • A house with gray siding and a white garage door is surrounded by a green lawn, bushes, and trees, including a large red-leafed tree in the foreground.

    Purchase Price: $599K
    Location: Kent, WA
    Loan Type: Conventional Mortgage
    Closing Time: 18 days

  • A large modern house with a three-car garage, surrounded by well-manicured lawn and trees during dusk.

    Purchase Price: $2.25M
    Location: Newcastle, WA
    Loan Type: Conventional Mortgage
    Closing Time: 14 days

  • A single-story house with gray siding and brick accents, a small front yard with a sidewalk and black fence, and a driveway with an attached garage.

    Purchase Price: $527K
    Location: Tacoma, WA
    Loan Type: Conventional Mortgage
    Closing Time: 15 days

  • A house at dusk with interior lights on, a curved concrete driveway, landscaped yard with plants and bushes, a large tree in front, surrounded by tall trees in the background.

    Purchase Price: $1.075M

    Location: Sammamish, WA

    Loan Type: Purchase

    Closing Time: 20 days

  • A single-story house with a desert landscape featuring cacti and palm trees, illuminated during sunset with a pink and orange sky, in an Arizona neighborhood.

    Purchase Price: $765k

    Location: Peoria, AZ

    Loan Type: Refinace 1st Mortgage

    Closing Time: 25 days

Take the first step to pre-approval

Pre-Qualification
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What Clients Are Saying About Us!

“I had no idea what to expect with the mortgage process, but Aaron really took the time to walk me through everything to get approved for a loan that fit my budget, and now my kids have a home we can grow into.”

Miguel Alvarez

"My husband and I invest in rental properties, and Aaron made everything so much easier. He really listened to what we wanted and helped us get the right loan to make it happen, even helped to refinance my previous mortgages"

Cindy Phan

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"I had tried a couple of lenders before, but Aaron at Pacifica really stood out. He took the time to understand what I needed and found me the right mortgage at a great rate. Now I feel at ease in my new home."

Daniel Hirsh

"I was worried I wouldn’t qualify for a mortgage, but the team at Pacifica Mortgage helped me secure a great loan. They were patient with me and answered all my questions, even when I wasn’t sure about all the terms!"

Melody Zhang

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