Pacifica Lending can help you connect with lenders who can provide you with personal financing. Loan amounts can range from $500-$100,000 and can be used however you choose. Our lenders offer financing for a wide range of credit scores. We welcome and encourage all credit types to submit a loan request.
PACIFICA LENDING PERSONAL LOANS
Fill out our quick contact form and know within minutes if you pre-qualify!
THE BEST SOLUTION FOR PERSONAL FINANCING!
At Pacifica Lending we can help get you financing up to $100,000. See how much you qualify for!
SUBMIT YOUR LOAN REQUEST
Get started by filling out a quick contact form through Pacifica Lending.
CONNECT WITH ONE OR MORE LENDERS
After you submit your form, we'll connect you with lenders who can provide you with a no-obligation rate with hassle-free repayment options.
REVIEW YOUR LOAN OFFER
If approved for a loan and you accept the terms of the loan, the lender will walk you through the next steps for funding.
A personal loan is a “non-secured” loan, meaning your personal assets, such as your vehicle or home, will not be used as collateral for the loan. Personal loans can be utilized for any purpose.
Your loan amount and loan rate is based on factors such as your credit score and your ability to repay. We encourage all credit types to submit a loan request as our network of lenders include ones with low credit score requirements.
Complete our contact form above to get connected with a lender(s) who will provide a no-obligation quote based on your submitted information. If you receive a loan offer and decide to accept its terms, the lender will verify your information and walk you through the next steps for funding.
All of our lenders require applicants to meet the following:
Must be a U.S Citizen and at least 18 years of age.
Must have verifiable income.
Must have a valid U.S bank account for receiving of funds via direct deposit.
Must have a valid form of U.S identification such as drivers license or I.D card.
Pacifica Lending can connect you with lenders who offer loans such as:
An unsecured personal loan
A business loan or line of credit
An auto title loan
An installment loan
At Pacifica Lending, we help you connect with the best lenders for personal financing. We only work with thoroughly vetted and reputable lenders who meet the following criteria:
Clean history with all regulatory agnecies
A wide range of market rates for the best match
Top reputation scores from tier-1 review sites
While we do help people with a wide range of credit, we cannot guarantee every applicant will receive the desired result. Pacifica Lending offers applicants the advantage to see if they qualify for obligation-free financing rates.
PERSONAL LOANS FOR BAD CREDIT
Our lenders accommodate a wide range of credit scores. Several lend exclusively towards consumers with poor credit. Our providers analyze more than just your credit score and offer more flexible requirements than traditional lenders. However, it is important to understand that your credit score, your financial history, and your ability to repay will still be taken into account. When reviewing your profile, lenders will also consider other factors such as your verifiable income. While Pacifica Lending can help borrowers of all credit scores, we cannot guarantee that every borrower will receive their desired outcome.
WHY CHOOSE PERSONAL LOANS OVER OTHER LOANS?
Personal loans for borrowers with bad credit are a better financial product than a payday loan or cash advance. Our personal loans offer longer repayment terms and higher loan amounts for the qualified applicant. With a payday loan, borrowers can expect a one to two week advancement on their money. Borrowers have the potential to qualify for a substantially large amount of money with a personal loan, which will benefit those who need more than a week’s worth of financing.
Banks offer personal loans, but have restrictions that disqualify many borrowers who struggle with poor credit. The bank’s personal loan process can also be cumbersome and slow. Qualified borrowers with excellent credit will still need to fill out several applications and pages of information for the underwriting process, which will draw out the time before a borrower can receive their loan. Larger financial institutions such as banks are not always structured to meet the individual needs of the average borrower. For this reason, Pacifica Lending is able to excel in meeting our customer’s needs in a timely manner. We offer borrowers the chance to connect to multiple lenders, thereby offering borrowers a greater chance of financing than a traditional bank.
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Number of Payments
Representative Example: For a $5,000 36-month loan at an interest rate of 5.99% with a 1% origination fee of $50.00, you will receive a loan amount of $4,950.00 and will make 36 monthly payments of about $153.61 at 5.99% APR. Total loan cost would be $5,595.00.
Pacificalending is not a lender and does not make credit decisions. This website offers a service that attempts to connect consumers with available offers based on the consumer’s self-reported information. We do not make any loan guarantees or guarantee that you will be connected with a potential lender.
If connected, your lender will give you all details on the annual percentage rate, loan financing charges and all terms of the loan that you qualified for. You will then be able to decide whether or not you would like to proceed with getting the loan.
Below are some representative examples for APR Range. You results may vary.
Pacificalending is a free loan connection service, and will never ask for payment for you. Legitimate lenders will also never ask for advance payment. Never pay a lender in advance for a loan.