NO. We have streamlined the personal lending process through utilizing our online application and communication methods. You do not ever need to visit us in-store. All transactions and paperwork can be handled remotely and from the comfort of your own home.
NOPE. A personal loan from Pacifica Lending is a non-secured loan where no collateral is required to obtain financing. We will take a quick peek into your credit history and income in order to qualify you for the loan but you are not required to list any assets as collateral in case of a loan default loan situation.
Pacifica Lending will set up an auto pay program with the bank account you provided us with and will auto-debit the agreed amount each month on your assigned loan date to keep you on track with your loan.